Are you finding it difficult to make your monthly mortgage payment? If you do not make your mortgage payments, your lender can take your home. The process they use to take your home is called foreclosure.
Most lenders do not want to take your home. The sooner you talk to them, the better chance you can work out something.
The following agencies can assist you with foreclosure prevention/intervention and financial management at no cost to you.
Neighborhood Legal Services
9354 Telstar Avenue
El Monte, CA 91731
Los Angeles County Department of Consumer Affairs (DCA)
Call DCA. Their staff is ready to help you with your foreclosure. All of their services are free.
Website: Department of Consumer and Business Affairs
U.S. Department of Housing and Urban Development (HUD)
Contact a HUD-approved housing counselor. A housing counselor can help you negotiate with your lender.
Making Home Affordable
This is an official website from the U.S. Department of the Treasury & Housing and Urban Development. Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out that avoids foreclosure. Additionally, there are options for unemployed homeowners and homeowners who owe more than their homes are worth.
Website: Making Home Affordable
California Department of Real Estates
The Department offers many publications on topics of current interest to the consumer and licensees, such as the Real Estate Reference Book, which provides general information on many aspects of real estate practice; and the Real Estate Law book and CD, which contains the current Real Estate Law, the Commissioner's Regulations, and pertinent excerpts from other California codes.